Headline News: Affecting All US Business Owners Accepting Credit Cards!

Additional Benefits include:

  • Lowest Rates and Fees in the Industry
  • Free and Easy Setup
  • Free Equipment and 24-Hour Point-of-Contact

Lowest Rates and Fees

Open an account with Total Merchant Services and take advantage of the most competitive credit card processing rate and fee structure for retail, wireless, Internet, mail order and telephone order merchants. Our rate and fee structure is the lowest in the industry, making it possible for small to mid-sized businesses to save money while receiving high-quality equipment and world-class customer service.

Save More with Free Setup

Along with free and easy setup, you can save additional money without having to pay an application fee or annual fees. We also offer free shipping costs when you open one of our retail, wireless or ecommerce merchant accounts.

Make the Switch to Total Merchant Services

It is free to open an account with Total Merchant Services and take advantage of our low rates and fees. It is also free to reprogram your existing POS credit card terminal, so complete an inquiry form today.

Compare Total Merchant Services and Industry Rates

See for yourself why so many merchants are making the switch to Total Merchant Services for all of their payment processing needs including online credit card acceptance software. Compare our low rates with industry fees and see how much you will save when you open an account with Total Merchant Services.

For processing rates and additional details, please click on any of the links below:

> Wireless Rates Chart

Wireless
Fee Items Total Merchant Services Industry
Terminal Equipment Cost FREE $1199
Terminal Equipment Lease $0 $80
Visa/MC credit/debit Blended Rate 1.49% 1.99%
Transaction Fee $0.08 $0.25
Debit Card Rate $0.30 + 0% $0.50 – $0.75
Monthly Service Fee $10.00 $10 – $20
Wireless Access Fee (per month) $15.00 $20-$40
Wireless Transaction Fee $0. 05 $0.20
Monthly Minimum $25 $25
Setup Fee FREE $99
Application Fee FREE $99
Annual Fee NONE $99 – $299
Shipping Cost FREE $65

> Retails Rate Chart

Retail
Fee Items Total Merchant Services Industry
Terminal Equipment Cost FREE $695
Terminal Equipment Lease $0 $34.95
Visa/MC credit/debit Blended Rate 1.39% 1.99%
Transaction Fee $0.06 $0.25
Debit Card Rate $0.30 + 0% $0.50 – $0.75
Monthly Service Fee $5.00 $15 – $25
Monthly Minimum* $0.00 $25
Setup Fee FREE $99
Application Fee FREE $99
Annual Fee NONE $99 – $299
Shipping Cost FREE $65

*processing merchant above $5,000/month average no minimum fee

> Internet Chart

Internet
Fee Items Total Merchant Services Industry
Virtual Terminal License (Authorize.net) FREE $299
Visa/MC credit/debit Blended Rate 1.81% 2.49%
Transaction Fee $0.08 $0.30
Monthly Gateway Fee $10 $15 – $25
Monthly Services Fee $5 $12.95-$30
Monthly Minimum $25 $25
Setup Fee FREE $99
Application Fee FREE $99
Annual Fee NONE $99 – $299
Programming Fee FREE $49

> Check Services Chart

Check Services
Fee Items Total Merchant Services Industry
Check Processing Equipment FREE $299
Check Discount Rate 1.46% 1.79%
Transaction Fee $0.17 $0.30
Services Fee $10 $12.95-$30
Monthly Minimum $15 $15
Setup Fee FREE $99
Application Fee FREE $99
Annual Fee NONE $99 – $299
Programming Fee FREE $49